This one is by The Peterson Studio in Hutchinson, Minn..he was in business there from 1894 to 1895.
This cabinet card has scalloped edges..which is consistent with the 1890’s. The ladies ring is prominent..and she has some kind of fru fru on the front of her dress. The sleeves of her dress are quite large..but they are unstuffed so they looks saggy. She looks fairly young to me ..maybe 18. Could this be a wedding photo? Perhaps..
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This photo went Full Circle 63 on November 19, 2012